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Great question! 1. As a younger man I done a business deal on a handshake and then got ripped off after putting in a year of work - always get it in writing!

by smarri 8y ago

Great question! 1. As a younger man I done a business deal on a handshake and then got ripped off after putting in a year of work - always get it in writing! 2. Companies are not loyal to people, people may be loyal to people, but never think an organisation will be 3. I ran up some debt as a student until I figured out personal finances, which boils down to; increase income, reduce expenditure, save and invest the rest, avoid liabilities as far as possible (e.g. do you really need a car on finance) 4. Avoid getting drunk! Get tipsy, not drunk 5. You'll always get over a breakup, no matter how difficult it seems at the time 6. Sometimes you have to leave a group of friends, a partner, or even family behind, to grow into who you want to be 7. Don't wait for other people to help you in your career or life, any help you get it a bonus and be grateful, but you're the captain of the ship - push yourself forward 8. Be yourself 9. You're better and more capable than you think 10. Tell those you care about you how you feel, you never know when you might lose that chance We live and learn!

csomar 8y ago
> 3. I ran up some debt as a student until I figured out personal finances, which boils down to; increase income, reduce expenditure, save and invest the rest, avoid liabilities as far as possible I agree with but I'll be careful. When you are young (20-30), you are better off investing the money in yourself. So I say do spend reasonably but on things that might grow you. I learned the hard way that renting an expensive duplex with a garden did wonders to my mood and productivity. You might spend more but you get in returns. Also don't be a cheap jerk with yourself. Nowadays, I value experiences more than gadgets (like I'd go on a trip to a close city than put 12 hundreds on an iphone) but do these things. When you are old, you can still do them but being young was different. Even when in budget. So I say be careful but don't be greedy and while interest can pile up on money you save, that trip you have done or that money you spent to go to a conference might pay up x1000.
- smarri 8y ago
  Fully agree, great point
nuclearghost 8y ago
> 10. Tell those you care about you how you feel, you never know when you might lose that chance This one very much! Never skip an opportunity to tell people they matter to you. Time and life is very fleeting
- smarri 8y ago
  Indeed!

by smarri 8y ago

csomar 8y ago

> 3. I ran up some debt as a student until I figured out personal finances, which boils down to; increase income, reduce expenditure, save and invest the rest, avoid liabilities as far as possible I agree with but I'll be careful. When you are young (20-30), you are better off investing the money in yourself. So I say do spend reasonably but on things that might grow you. I learned the hard way that renting an expensive duplex with a garden did wonders to my mood and productivity. You might spend more but you get in returns. Also don't be a cheap jerk with yourself. Nowadays, I value experiences more than gadgets (like I'd go on a trip to a close city than put 12 hundreds on an iphone) but do these things. When you are old, you can still do them but being young was different. Even when in budget. So I say be careful but don't be greedy and while interest can pile up on money you save, that trip you have done or that money you spent to go to a conference might pay up x1000.

smarri 8y ago
Fully agree, great point

nuclearghost 8y ago

> 10. Tell those you care about you how you feel, you never know when you might lose that chance This one very much! Never skip an opportunity to tell people they matter to you. Time and life is very fleeting

smarri 8y ago
Indeed!