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You're absolutely right, those are the tradeoffs and it's a matter of lifestyle preference. Having someone to help with administrative issues makes a tremendous

You're absolutely right, those are the tradeoffs and it's a matter of lifestyle preference. Having someone to help with administrative issues makes a tremendous difference, by the way, but all I meant was to share my surprise at discovering that not being an employee could be much more stable than I'd thought, sometimes even more stable than being one, and that the source of much of that stability can come from diversification of clients and products/services offered, just as with an investment portfolio. Btw I think health insurance is the biggest problem here, in the US. Anyway I didn't mean in any way that being employed by a company was some kind of bad choice, not at all!

scarface74 8y ago
Btw I think health insurance is the biggest problem here, in the US. As long as the ACA exists, health insurance is available. It's just a cost of being self employed. On the other hand, it's even easier if you have a spouse that works a stable job. I know a few people (including me) that have spouses that work a low paying government job just for the insurance so they can be more aggressive about their career or start a business. Since I've been married, I've jumped back and forth between working salaried and contracting with abandon.