Your answer makes no sense and isn't responsive at all to the issue. We are talking about the need for confidence in banks and the banking system. This isn't so

Your answer makes no sense and isn't responsive at all to the issue. We are talking about the need for confidence in banks and the banking system. This isn't something new, all banks face this issue. Addressing your irrelevant tangents: - even when money was backed by gold there were still bank runs - there is a reserve, the cash deposits are backed by cash reserves - I don't even know how you managed to bring the national debt into the picture.