Yes, but the only reason for that is because banks have convinced enough people to accept it. In the end we have a deeply unethical and immoral system for the

Yes, but the only reason for that is because banks have convinced enough people to accept it. In the end we have a deeply unethical and immoral system for the benefit of banks and to the cost of society. I don't subscribe to that. There is no reason to be careless with your cc even if there is little risk to you personally. Subscribing to a free service that requires a cc is definitely being careless.