I haven't even had a debit card issued for my core bank account, and there is very little chance I ever would at this point. There just isn't a good reason to p

I haven't even had a debit card issued for my core bank account, and there is very little chance I ever would at this point. There just isn't a good reason to put my money at risk when I can use a variety of credit cards instead, and just pay them off every month. On the rare occasion I need cash, I can do a cash advance (with an associated charge....really useful motivation to avoid needing cash more than once or twice a year). Unrelated, but I'm pretty sure I know what credit union they're talking about. Super nice place that is focused on the tech workers in the Portland area, and I've always had good experiences with them.