6 ms·
That is a weird way of paying by credit card they have: In order for the customer to make a payment by credit/debit card we need: 1) the card number 2) the c
by orthur_b 8y ago
That is a weird way of paying by credit card they have:
In order for the customer to make a payment by credit/debit card we need:
1) the card number
2) the card expiry date;
3) the issue number if Maestro;
4) the last 3 digits of the card security number (on the reverse of the credit card);
5) the cardholder's name and initials as displayed on the card; and
6) the cardholder's address. Please note that all of these details are essential. Please also provide your reference (NRS/TR/Tartan Name).
Please telephone +44 (0)131 535 1395 to make payment by credit card.
https://www.tartanregister.gov.uk/fees https://www.tartanregister.gov.uk/fees
- teh_klev 8y agoWhat seems weird about those details? Seems to cover all the things you need to make a payment over the phone.
- oytis 8y agoIsn't paying with credit card over phone weird enough? Anyone eavesdropping on the phone line gets full access to your card details, not to say that the person on the other side of the line gets it. Normally I would expect an https-protected webform of a trusted payment processor.
- murph-almighty 8y agoI agree that this practice is pretty insecure but this is pretty common. I've paid for pizza delivery like this before because a lot of local places won't give their drivers a card reader.
- bovermyer 8y agoAre you sure this is as uncommon as you suggest?
- oytis 8y agoI have seen it only once so far when one minor German publisher asked me to send the same details per snail-mail. Luckily they also had other options. I can't really know how common it is in UK, never been there, but I would definitely be surprised.
- jkaplowitz 8y agoCan confirm it's normal enough in both Canada and the US, though the security code is only sometimes requested. I don't have knowledge either way about this question for the UK.
- Angostura 8y agoIt's incredibly normal in the UK. You can pay for your delivery pizza that way, or your car insurance or whatever.
- ghaff 8y agoIt's less common than it used to be but it's still incredibly common to to give a credit card number over the phone to pay for something (primary experience in US).
- teh_klev 8y agoIt's very common in the UK and known as a "Cardholder Not Present" transaction. The merchant needs explicit permission from their payment provider to be able to process these transactions either via their handheld terminal or an equivalent "terminal" running on their PC or payment provider website. There are strict rules about not writing down cardholder details etc as well. You're correct, these are riskier transactions and the cost per transaction can be higher for the merchant to be able to accept payments this way.
- orthur_b 8y agoIt seems weird for me to give that kind of details to anyone, first time I see this kind of payment option.
- dagw 8y agoWhat information do you normally give when paying for stuff by card online? It looks like literally every payment form I've ever seen/used in Europe.