Maybe alando which was basically a blatant copy of ebay and quickly acquired by ebay? But this was a long time ago. German PayPal? Not that I know of. The bank

Maybe alando which was basically a blatant copy of ebay and quickly acquired by ebay? But this was a long time ago. German PayPal? Not that I know of. The banks are helplessly trying now after many years but they aren't even able to match what PayPal provides let alone being innovative.