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I feel like this is viewed negatively because it has "Chinese" attached to it. Here's an article where a credit score based on phone habits is viewed positivel

I feel like this is viewed negatively because it has "Chinese" attached to it. Here's an article where a credit score based on phone habits is viewed positively: https://www.forbes.com/sites/clareoconnor/2017/02/22/woman-led-tala-raises-30-million-series-b-for-micro-loans-via-smartphone/ https://www.forbes.com/sites/clareoconnor/2017/02/22/woman-l...

raquo 8y ago
That's cute while it's a small experiment in faraway countries. Now imagine being unable to rent an apartment without running an app that tracks your calls and location 24/7. I don't know what "Chinese" has to do with the absurdity of this Panopticon.
- wufufufu 8y ago
  When some people do it it's "empowering the underbanked" or "empowering an underserved market". When China does it, it's "pushing ethical boundaries". https://www.forbes.com/sites/audreymurrell/2018/07/31/pushing-the-ethical-boundaries-of-big-data-a-look-at-chinas-social-credit-scoring-system/ https://www.forbes.com/sites/audreymurrell/2018/07/31/pushin...
  - raquo 8y ago
    So you link yo an article that explains exactly why this is problematic, and you're still saying it's because "China". It's not. It's because of scale. If a similar system was being implemented in the US the shitstorm would be even bigger. Tala is a whole other story, it is small scale and not mandatory. As it grows to the point where using it is expected or required it will face the same exact criticism.
    - wufufufu 8y ago
      Taking out a mortgage in the US is not mandatory. Getting a loan for your business isn't either. I get what you're saying, but I still sense some cognitive dissonance. If the US lets some hip start up build a social credit score and then just heavily buys into it, I think it will face less pushback than if they use a scary federal contractor to build the same score. I get the feeling that people think governments are intentionally evil.
fiblye 8y ago
It's viewed negatively because this is hacker news. The majority of people here oppose letting our world become even more of a surveillance state.
clubm8 8y ago
> I feel like this is viewed negatively because it has "Chinese" attached to it. You can certainly feel whatever you want, but I see many many comments with specific privacy concerns that don't even mention China. In fact, when I glanced at the comments before clicking through to the article, none of the top comments mentioned China.

raquo 8y ago

That's cute while it's a small experiment in faraway countries. Now imagine being unable to rent an apartment without running an app that tracks your calls and location 24/7. I don't know what "Chinese" has to do with the absurdity of this Panopticon.

wufufufu 8y ago
When some people do it it's "empowering the underbanked" or "empowering an underserved market". When China does it, it's "pushing ethical boundaries". https://www.forbes.com/sites/audreymurrell/2018/07/31/pushing-the-ethical-boundaries-of-big-data-a-look-at-chinas-social-credit-scoring-system/ https://www.forbes.com/sites/audreymurrell/2018/07/31/pushin...
- raquo 8y ago
  So you link yo an article that explains exactly why this is problematic, and you're still saying it's because "China". It's not. It's because of scale. If a similar system was being implemented in the US the shitstorm would be even bigger. Tala is a whole other story, it is small scale and not mandatory. As it grows to the point where using it is expected or required it will face the same exact criticism.
  - wufufufu 8y ago
    Taking out a mortgage in the US is not mandatory. Getting a loan for your business isn't either. I get what you're saying, but I still sense some cognitive dissonance. If the US lets some hip start up build a social credit score and then just heavily buys into it, I think it will face less pushback than if they use a scary federal contractor to build the same score. I get the feeling that people think governments are intentionally evil.

fiblye 8y ago

It's viewed negatively because this is hacker news. The majority of people here oppose letting our world become even more of a surveillance state.

clubm8 8y ago

> I feel like this is viewed negatively because it has "Chinese" attached to it. You can certainly feel whatever you want, but I see many many comments with specific privacy concerns that don't even mention China. In fact, when I glanced at the comments before clicking through to the article, none of the top comments mentioned China.