No you don't. Because 1) on a personal level you won't be able to pay to avail yourself of the court system, and 2) on a social level the cost of doing fraud s

No you don't. Because 1) on a personal level you won't be able to pay to avail yourself of the court system, and 2) on a social level the cost of doing fraud screening at the payment processing level is trivial in comparison to the expense associated with fraud litigation.