Exactly right! I keep my PayPal and primary, recovery email password outside of the vault. I can recover accounts and keep money safe(r) that way. I have to re

Exactly right! I keep my PayPal and primary, recovery email password outside of the vault. I can recover accounts and keep money safe(r) that way. I have to remember three passwords (oh no!) and feel safer for it. It could all be in my head, though.