The banking reform laws that were billed as curbing the big banks turned out to have been gamed by those banks to give them a huge advantage in home mortgages,

The banking reform laws that were billed as curbing the big banks turned out to have been gamed by those banks to give them a huge advantage in home mortgages, driving out the community banks. Given what lobbying and regulatory capture is like, more government seems as likely to increase the predatory nature of businesses.