But in the context of the parent; that refusing to zone residential and commercial together makes for a requirement to drive; we shouldn't ignore that, by havin

But in the context of the parent; that refusing to zone residential and commercial together makes for a requirement to drive; we shouldn't ignore that, by having uninsured drivers that won't be able to pay, the other 85% are paying for it. tldr; Our zoning is horrible, and it's not just because owning a car is cheaper, it's more because the people with car insurance subsidize those without. Also, police and criminalizing the poor.