This is an exciting time for banking startups like this, and I know several of the traditional players are looking to emulate this success via app-only onboardi

This is an exciting time for banking startups like this, and I know several of the traditional players are looking to emulate this success via app-only onboarding and less reliance on branches. Security is a concern, so I wouldn't keep my life savings in it, but they are pretty on the ball compared to the established banks. I know of two absolutely massive banks that have absolutely no clue of what IP addresses they own, let alone what services they have running on them. I've also used both Monzo and Revolut, and I definitely prefer Revolut. I really recommend anyone in Europe tries them! The crypto integration is interesting, but day to day stuff like an automatic savings pot and interbank rate transfers are really good.