Yep. & Aside from having cash to overcome unexpected expenses, making changes to reduce your cost of living or improve your financial situation often (not alway

Yep. & Aside from having cash to overcome unexpected expenses, making changes to reduce your cost of living or improve your financial situation often (not always) takes time, money, resources. E.g. moving house, finding a place to live with a kitchen to reduce food expenses, finding a better job... Everybody knows that the dice are loaded Everybody rolls with their fingers crossed Everybody knows the war is over Everybody knows the good guys lost Everybody knows the fight was fixed The poor stay poor, the rich get rich That's how it goes Everybody knows - Leonard Cohen