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But arn't you more likely to be screwed, and have to request an investigation in the case of id theft, if you do nothing? Freezing credit also may lead to peop
by 5874-4b22-a4e0 8y ago
But arn't you more likely to be screwed, and have to request an investigation in the case of id theft, if you do nothing?
Freezing credit also may lead to people less likely to open up lines of credit as well. I got a credit card request for temp unfreeze, and I've never gotten around to it.
- emodendroket 8y agoIt could help, but there are still various forms of identity theft you're vulnerable to: https://www.forbes.com/sites/nickclements/2017/09/13/3-reasons-a-credit-freeze-wont-protect-you/#3ce5b13242e1 https://www.forbes.com/sites/nickclements/2017/09/13/3-reaso...
- bdcravens 8y agoThis article supports freezing: "A credit freeze is a helpful way to reduce the risk of having new credit accounts opened in your name." The article isn't against freezing; only says that you shouldn't stop there. It's all a matter of reducing attack vectors. I can put a firewall on my network, but that doesn't mean I don't also need smart passwords.
- emodendroket 8y agoSure. It just starts to feel like it's pointless when no matter what you do the protection is so inadequate. Medical identity theft is among the most nightmarish to deal with because the identity thief's records are protected by HIPAA so it is difficult to even figure out what you're being charged for.