If my credit card company can call and text me while I stand at the Point of Sale for an high risk approval, why then can these folks not do the same. It shoul

If my credit card company can call and text me while I stand at the Point of Sale for an high risk approval, why then can these folks not do the same. It should be the default behavior. Now the challenging and arguable more difficult thing would be debt collection. Edit: The short answer is because the consumers are not the customers.