>presumably lenders need some way to evaluate the "trustworthiness" of who they're lending to, yea? Well, that's kind of, like, their whole job description. If

>presumably lenders need some way to evaluate the "trustworthiness" of who they're lending to, yea? Well, that's kind of, like, their whole job description. If you can't evaluate peoples' trustworthiness, you shouldn't be in the business of professionally loaning money!