Just a tip for those who are looking for a US-based alternative. I have just done a study of various payment processors here for our startup (http://commerce.e

Just a tip for those who are looking for a US-based alternative. I have just done a study of various payment processors here for our startup (http://commerce.exorbyte.com http://commerce.exorbyte.com). While PayPal may appear cheap with their low flat fees on all cards, their monthly fees, transaction fees, etc. end up costing you. My conclusion was that there are much better rates and better service with the company that provides us already our accounting software (Intuit - QuickBooks Pro). Their rates are about a third of what Paypal asked in terms of monthly subscriptions, even lower if you are referred by Intuit Pro Advisor (just say you are if you know one - or look for one in their online public DB). I trust much more a company that provides more than just payment services than one that does that and only relies on payment fees to enrich itself. Good luck, Dan