Exactly, it seems a lot of people don't understand what Paypal is. They're a high risk business, if you tried to open a bank account with an email address and n

Exactly, it seems a lot of people don't understand what Paypal is. They're a high risk business, if you tried to open a bank account with an email address and name you'd be sent on your way, but with Paypal you can. This makes fraud a huge issue for them, so it's entirely reasonable for them to be locking accounts when something vaguely suspicious happens. Paypal shouldn't be treated like a bank (even if they're registered as one here in Europe) because they're not. If they get even a whiff of fraud or a scam then they're sure as hell going to investigate, because if it goes wrong and it is fraud who has to pick up the bill? Paypal.