except payment apps are not only for payment. With wechat you can order in restaurants as well by sending the qr code of your table. Paiement is only one way th

except payment apps are not only for payment. With wechat you can order in restaurants as well by sending the qr code of your table. Paiement is only one way the smartphone is entering the shopping experience but it’s very likely those apps will enable much much more than what a banking app will.