>"In theory, everybody wins, as policyholders are incentivized to adopt healthy habits and insurance companies collect more premiums and pay less in claims if c

>"In theory, everybody wins, as policyholders are incentivized to adopt healthy habits and insurance companies collect more premiums and pay less in claims if customers live longer." If someone is not incentivized to adopt healthier habits due to the benefits of actually being healthier or feeling better are they really going to by a "incentivized" by their life insurance premiums? It's also laughable to think one could ever be "winning" when they have agreed to wear a corporate tracking device.