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No. In fact, Hell no. I’m not wearing a fitness tracker so my life insurance company can keep tabs on me. That is utterly ridiculous. Give me a physical and c
by Simulacra 8y ago
No. In fact, Hell no. I’m not wearing a fitness tracker so my life insurance company can keep tabs on me. That is utterly ridiculous. Give me a physical and charge me more if you have to, but none of this big brother stuff
- tejaswiy 8y agoIf enough people subscribe to the idea, this might become the standard operating procedure and you won't even have the option of saying no.
- sandworm101 8y agoThose of us in free countries, those with proper national health care, sure will.
- deleted 8y ago[deleted]
- blang 8y agoThis is for life insurance, which is a very different product than health insurance. Health insurance is something that pays for things continuously while you are alive to keep you alive and healthy. Live insurance pays your beneficiaries (usually people that depend on your salary) when you die.
- NeedMoreTea 8y agoThe same countries, like the UK, where most motor insurers are well on the way to requiring in-car black boxes? Even the AA and RAC, that once could have been relied on to take a stance against such a thing, now offer telematics insurance.
- Jach 8y agoFortunately such a tracking mechanism ought to be trivial to automate. People went to some pretty fun lengths just for Pokemon Go, when there's financial incentive and prizes involved...
- wlesieutre 8y agoYeah but now it's insurance fraud
- jakeogh 8y agoAnother way to look it is a direct attack on open hardware and software. It's not open if you cant legally modify it.
- dogma1138 8y agoStill insurance fraud and a good way to allow the insurance company to dodge out of coverage.
- wlesieutre 8y agoThe insurance company never claimed it was open, I don't see how that's relevant. If they can prove you were cheating the fitness tracker they can deny the insurance claim when you die. Not great for any family members who were counting on that.
- noja 8y agoPeople will not "subscribe to the idea", it's all about money. It's the standard trick: the company will offer temporarily lower prices, then once enough people are onboard, increase them again. The company sets a new normal, gets all your fitness data, the people get a temporary price reduction, and lose their privacy.
- on_and_off 8y agoYou have not done your treadmill quota this week so we will up your premium. Yup, sign me out as well. Did somebody made an analysis of life costs in the USA vs Europe ? I am in my thirties so the money I am making since I have moved here is pretty great (I also could have gotten higher paying jobs in Europe though) but it sure looks like a lot of factors are counterbalancing this, including the shameful health care system (or its absence really), so even if I was not already planning on moving somewhere else in a couple of years, this would make me consider it.
- bryan11 8y agoMany employers already require fitness goals and activities as part of the health insurance plans they offer. If you don't wish to participate, your premiums are much higher.
- jakeogh 8y agoChipping will 'of course' be optional.
- tomjen3 8y agoOf course they do, because they have a captive audience (you have to buy through your employer) which life insurance doesn't have. Besides I haven't seen any of those incentives that really had teeth (usually you can avoid the penalty by not being fat, or by doing something silly and ultimately meaningless like meeting with a diatician).
- sushid 8y agoYou can just not wear your band and not exercise and pay the increase in premium. It seems like the bands come regardless to drag the horse to the water. If you don't want to drink, they won't compel you to. What's wrong with that?
- deleted 8y ago[deleted]