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“Buying too much alcohol might suggest dependence; she’ll lose a couple of points.” Credit card companies are already doing things like this. What one of the
by booleandilemma 8y ago
“Buying too much alcohol might suggest dependence; she’ll lose a couple of points.”
Credit card companies are already doing things like this.
What one of the executives there did, he looked at how people were using Canadian Tire credit cards and tracking what products they actually purchased. Then he found out that people, who for instance buy premium wild bird seed, it turns out that they very infrequently went bad on their debts. Whereas people who bought chrome accessories for their car, they walked away from their debts more frequently.
https://www.marketplace.org/2009/05/15/business/how-credit-card-companies-track-you https://www.marketplace.org/2009/05/15/business/how-credit-c...
- blacksmith_tb 8y agoMy cynical take would be that alcoholics (and other people whose self-destructive habits you could mine from their purchase behavior) would be less likely to make waves or rebel, so I'd have thought you'd lose a couple of points for never buying any alcohol... Also odd that "buying nappies" earns you points for being responsible, presumably the Great Database already knows you are a parent?