Basically one needs a sliding rate scale on credit risk. At the very least one should be charging ~6% more (1.02 ^3) for net 90 terms, along with Credit Card l

Basically one needs a sliding rate scale on credit risk. At the very least one should be charging ~6% more (1.02 ^3) for net 90 terms, along with Credit Card like rates for missed payments. A good rule of thumb in America is if they have lawyers, you need lawyers.