1) Stripe pays around 1% give or take 25 basis points depending on card type and location. 2) I highly doubt you’re getting sub 1% rate in the US with only $2M

1) Stripe pays around 1% give or take 25 basis points depending on card type and location. 2) I highly doubt you’re getting sub 1% rate in the US with only $2M monthly, especially if you do card not present transactions. (See sources, I won’t call you a liar, because you could be in a very tiny niche or not US based, but all signs point otherwise). 3) most folks who use Stripe aren’t doing $2M in volume and likely don’t have the business credit rating / history to get a very low take rate. Further, Stripe doesn’t nickel and dime customers with other fees, so for lower volume customers the 3% actually might be a savings. If not, it’s a low markup for ease of use. 4) was the hostile attitude really necessary? Sources: https://usa.visa.com/dam/VCOM/global/support-legal/documents/visa-usa-interchange-reimbursement-fees-april-2018.pdf https://usa.visa.com/dam/VCOM/global/support-legal/documents... https://usa.visa.com/dam/VCOM/download/merchants/interlink-interchange-reimbursement-fees.pdf https://usa.visa.com/dam/VCOM/download/merchants/interlink-i... https://www.mastercard.us/content/dam/mccom/en-us/documents/merchant-interchange-rates.pdf https://www.mastercard.us/content/dam/mccom/en-us/documents/...