This is wrong. Stripe passes 2% or more of it's 2.9% on to Visa/MC and the card issuers. And larger Stripe merchants can negotiate that down as well as enter in

This is wrong. Stripe passes 2% or more of it's 2.9% on to Visa/MC and the card issuers. And larger Stripe merchants can negotiate that down as well as enter into an "interchange plus" arrangement which would be measured in BPs.