I'm not so sure. If you're really poor (or let's be honest, really poor and a minority), there's a ton of need-based aid available in the form of grants and sch

I'm not so sure. If you're really poor (or let's be honest, really poor and a minority), there's a ton of need-based aid available in the form of grants and scholarships. If tuition prices drop, those grants could go even further and allow even more really poor people to go to college. The people who lose out the most in our current system seem to be those in the middle - not poor enough to qualify for need-based aid, but not rich enough to be able to afford it. Those are the ones who end up with the loans. If tuition hadn't been significantly outpacing inflation for the last few decades, they and their families would probably be able to swing the bill.