"Billing is complete" is a term that makes sense in the US, where the health insurance companies, equipment and pharma manufacturers dictate the final price, an

"Billing is complete" is a term that makes sense in the US, where the health insurance companies, equipment and pharma manufacturers dictate the final price, and the healthcare provider can get only so much from the patient + insurance, which should also cover the costs + profits considering the emergency care where those without money/insurance should also be treated. The main difference with this experience in India and in US is that in the US, the tests and treatments needed may cost a million dollars, but I'm not asked to pay up front. In India, no matter the cost or severity of the situation, unless I pay up front in full I wont get the healthcare attention that I need (unless I have a private insurance) Having seen what regulation did to taxis in US, and how Uber broke the transportation service industry off it's shackles, I think US healthcare market is ripe for disruption. Replicating the Indian healthcare model is certainly not ideal, but there are enough things that can be copied by the US to improve the certainty of costs for treatments and tests.