So once someone gets a local phone number and bank account to open the WeChat and Alipay, they can then use Swapsy/Megachange? Or does Swapsy/Megachange have a

So once someone gets a local phone number and bank account to open the WeChat and Alipay, they can then use Swapsy/Megachange? Or does Swapsy/Megachange have a way around the local bank account/phone # requirement?