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The only reason to pay the copay is that it will reduce your remaining deductible. So you have to weigh the longer term option vs immediate savings.
by sjg007 8y ago
The only reason to pay the copay is that it will reduce your remaining deductible. So you have to weigh the longer term option vs immediate savings.
- mikestew 8y agoDeductible or not, I fail to see how it’s not still just wasting money. Yeah, i “weighed the longer term option”, but I still can’t get the math to work.
- pessimizer 8y agoThis isn't weighing present-value and future-value of money, this is gambling; gambling whether you're likely to get through your deductible or not.
- sjg007 8y agoIt’s not gambling. Some people schedule medical procedures accordingly. Some people have complex medical situations etc... insurance isn’t a gamble and not everything is emergent.