They don't have to. There are limits to how much of a person's income can be spent and some people choose low-paying careers, so their loans never get paid off.

They don't have to. There are limits to how much of a person's income can be spent and some people choose low-paying careers, so their loans never get paid off. Government agencies and schools will pay off loans if you work there; an additional bailout financially-responsible people are missing out on.