That article talks about charging bankers for LIBOR rigging (a European index) and fining Europeon banks for MBS fraud. The only US charges are for TARP fraud,

That article talks about charging bankers for LIBOR rigging (a European index) and fining Europeon banks for MBS fraud. The only US charges are for TARP fraud, which was after the crisis started. The article does not show any US banker or US Bank was charged for MBS fraud done before the crisis.