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> I can’t imagine where you got this from. Perhaps from daily life? There are long lines on most bank branches I go to, unless you're wealthy enough for the m
by diego_moita 8y ago
> I can’t imagine where you got this from.
Perhaps from daily life?
There are long lines on most bank branches I go to, unless you're wealthy enough for the manager to pamper you. Red tape in this country is so bad that there is a whole industry to avoid it ("despachantes").
BTW, the trick this industry uses to avoid banking lines is to hire old retired people to buck the line for them (there's a law here giving to old people that privilege). They basically screw everyone else by buying privileges. Some call it the "Brazilian touch" (jeitinho brasileiro), I call it corrupted morals.
> Brazilian baking is years ahead of the US
Really? To do online banking in your computer with Banco do Brasil you need to ask permission to your branch manager and install a specific virus on your computer. I believe the same goes for Bradesco and Itaú. Many ATMs and branches in small towns are being closed and leaving those places without financial services because mobs moved from big cities to rob those places without good police. And, guess what, people there can't do online banking.
- tambourine_man 8y agoRed tape is bad, but obiquious cellphones helps a lot. The US still uses checks and signed credit card receipts. Compared to that Brazil’s banking system is state of the art. >To do online banking in your computer with Banco do Brasil you need to ask permission to your branch manager and install a virus on your computer Yes, but most people use the phone app, which is ok. Banking on a computer is bad everywhere.
- afarrell 8y ago> and signed credit card receipts chip & pin rolled out a year and a half or so ago, including to a small general store in rural central Maine.
- tambourine_man 8y agoNice to know. Thanks. Brazil has had it for 20 years, though.
- afarrell 8y agoI mean, your larger point is correct. As a US->UK immigrant, I won't dispute that the US is behind the times with payment systems.
- iagovar 8y agoOnline banking in Spain is pretty ok with a computer dude. I mean I have accounts with 4 different banks and only one of them has an awful website. Still usable thoug.
- gassiss 8y agoMost banks don't require you to be physically present anymore. I don't know about Banco do Brasil, but I had accounts in Bradesco and Santander, both have a line to call your manager in a call center, and you can do pretty much everything besides getting physical cash from the phone.