As a foreigner in US, I have observed some interesting lifestyle choices at play. Most popular media propagates "impulsive", "care-free" choices as the way to

As a foreigner in US, I have observed some interesting lifestyle choices at play. Most popular media propagates "impulsive", "care-free" choices as the way to "live your life". Add an abundance of options to spend money you don't have (credit cards, personal loans, financing options, Lease Vs. Buy, subscription models, etc.) and you have yourself an ecosystem that is highly likely to overspend, run out of money and fall straight into debt. Throw in social media into the mix and you have cheap, scalable, autonomous marketing campaign that pulls in the masses.