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This is slightly off topic, but I'll ask. I refinanced my house and as part of the process I get copies of the credit reports pulled. Anyone know why they la
by Nelson69 8y ago
This is slightly off topic, but I'll ask.
I refinanced my house and as part of the process I get copies of the credit reports pulled. Anyone know why they last a lot longer than 7 years? It has all my mailing addresses for over 20 years. They asked me about a student loan I had paid off 10+ years prior. Is the "7 year" thing just a myth?
- yardie 8y agoIt can stay on there indefinitely but they can only use the last 7 years. They can ask about that 10+ year debt but you’re under no obligation to answer it.