Once you cross $1M, $5M, $8-10M you should be re-negotiating rates with any provider. An example, we used Stripe for an ecommerce client and once they crossed

Once you cross $1M, $5M, $8-10M you should be re-negotiating rates with any provider. An example, we used Stripe for an ecommerce client and once they crossed consistently more than $100k/month we were able to get them a better rate, but a couple of years later the client returned to us and their revenue had grown many times over and so we helped them do a competitive price analysis (+dev costs). In that analysis we included banks, even firstdata who I loathed prior integrations to them, and we were able to significantly save them money integrating to their primary bank directly. Rates are extremely variable so it is hard to tell you what you might get just on revenue alone because processors/clearing houses also take into consideration business risk, charge-backs, company financials etc. For example, if you are an e-commerce company that sells common low risk household items you'd have a much lower rate than say if you were an e-commerce company selling porn products. Likewise, if the company is less than a few years old you will continue to pay higher rates than if you are 5-8 years established or more. Lots of factors.