A more recent (2015) and I think clearer analysis is given in "Healthcare Cost Drivers White Paper"[1] from the National Association of Health Underwriters. The

A more recent (2015) and I think clearer analysis is given in "Healthcare Cost Drivers White Paper"[1] from the National Association of Health Underwriters. The NAHU seems in general to be a good non-partisan source of information on the health care industry. [1] https://nahu.org/media/1147/healthcarecost-driverswhitepaper.pdf https://nahu.org/media/1147/healthcarecost-driverswhitepaper... (PDF)