Yep, I had some financial missteps, including divorce, a year with an income, etc. That said, I do have the "average" 401k by now, but Vanguard is still telling

Yep, I had some financial missteps, including divorce, a year with an income, etc. That said, I do have the "average" 401k by now, but Vanguard is still telling me I need to save a lot more...