I think that could be enough. Actuaries have a good idea about when you are likely to die in the next two years. Basically, when you are old and your medical co

I think that could be enough. Actuaries have a good idea about when you are likely to die in the next two years. Basically, when you are old and your medical costs suddenly double. Doctors use the same sort of inductive reasoning for their prognosis. The industry probably collectively has all the information to put together useful actuarial tables on technical debt, but it's all silo'd in individual companies.