To you it looks like a salve to guilt, but to them it's probably just cheap insurance. These plans are selfish and despicable, but they aren't crazy or stupid i

To you it looks like a salve to guilt, but to them it's probably just cheap insurance. These plans are selfish and despicable, but they aren't crazy or stupid if they only take 1% of your wealth to maintain, because a massive breakdown in civil order in the next 10 years is quite plausible (though not all that likely from my perspective.)