>and now wants to raise your premiums by 400% because you have a "increased likelihood of a pre-existing condition". https://www.healthcare.gov/glossary/pre-ex

>and now wants to raise your premiums by 400% because you have a "increased likelihood of a pre-existing condition". https://www.healthcare.gov/glossary/pre-existing-condition/ https://www.healthcare.gov/glossary/pre-existing-condition/ >A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more. In the US at least, insurance companies can charge: Up to 4x the standard rate, based on age, so that an 18 year old working a minimum wage job has lower premiums than a 55 year old. Up to 1.5x the standard rate for smokers. Everyone's nightmare scenario about insurance companies using Fitbit data to screw customers is only possible if the Affordable Care Act is allowed to die. Everyone else worrying about genetic data should also know that it has been illegal for insurance companies to use genetic data to set rates for years now.