7 ms·
Seems to me like one should pay more for risky things one can control (still smoking, excessive drinking, eating poorly if you can afford to eat well, etc.) but
by hunter2_ 8y ago
Seems to me like one should pay more for risky things one can control (still smoking, excessive drinking, eating poorly if you can afford to eat well, etc.) but not for things one cannot control (genetics, sex -- insert typical list of protected classes here). And that is super complicated.
- circlefavshape 8y agoSuper complicated. For an insurance company collecting verifiable data on things people can control is way harder then collecting data on things they cannot. If everyone wasn't so incredibly uptight about paying a tiny bit more than their fair share all this would be a lot easier. Would it be so awful if we all had to pay a little extra so that a smoker could afford life assurance, or so a young man could afford to insure a car?