In the Netherlands, its something along the lines of "Every x payments, you need a PIN". I'd guess that any payment with PIN resets the counter. I was discussi

In the Netherlands, its something along the lines of "Every x payments, you need a PIN". I'd guess that any payment with PIN resets the counter. I was discussing with colleagues how smart the interval is. Perhaps the bank is doing some anomaly detection to inform whether a PIN is needed.