I found the same problem. I found too many places where passwords change far too often and are forced to be far too unique for a standard template to be replica

I found the same problem. I found too many places where passwords change far too often and are forced to be far too unique for a standard template to be replicable. Even something like HNspring2018 for my HN password, if I had to change it and did HNfall2018 I've seen sites kick it back saying it's not unique enough, or I can't use the date or year. Many won't let you use full dictionary words, even when paired with more complex stuff. My work password needs to be changed every 60 days, must be longer than 16 characters, can't repeat three characters in a row over two password iterations, and passwords have to be unique for two years before you can repeat them. I write that password down on paper every time. I hope we've reached peak ridiculousness when it comes to passwords and this is as bad as it gets before something better comes along.