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I actually need the PIN for any payment over €25, which can still be done with NFC. Besides that, I'd say I still need to enter my PIN for small payments roughl
by rocqua 8y ago
I actually need the PIN for any payment over €25, which can still be done with NFC. Besides that, I'd say I still need to enter my PIN for small payments roughly once every 2 weeks.
- Crosseye_Jack 8y agoI believe the "purchase over £30" in the UK is dependant on the store. Instead of asking I've just use Chip and Pin for such transactions. But yeah never had the "enter your pin" for small NFC payments. Guess the bank thinks I'm a low risk :-p (Now I've said it I bet the next time I use NFC it will pester me for a pin :-p)
- rocqua 8y agoIn the Netherlands, its something along the lines of "Every x payments, you need a PIN". I'd guess that any payment with PIN resets the counter. I was discussing with colleagues how smart the interval is. Perhaps the bank is doing some anomaly detection to inform whether a PIN is needed.