Well one of the selling points of Bitcoin is that this could be done in a decentralized way. I know decentralization is not a huge selling point for most peopl

Well one of the selling points of Bitcoin is that this could be done in a decentralized way. I know decentralization is not a huge selling point for most people who just want to do things instantly from within their phones, I myself have little usage for it, but there has been a time where Transferwise halted BRL transfer due to currency being unstable, if I relied solely on TW for my transfers this could be a huge problem for me, one that(in theory) happens because it's a decision of a centralized entity.