Yes, but my point is the majority of people I knew weren't "fooled" or "uneducated", they took it because it was what they wanted in spite of the danger and war

Yes, but my point is the majority of people I knew weren't "fooled" or "uneducated", they took it because it was what they wanted in spite of the danger and warnings. Banks certainly have a ton of responsibility for this, but I'm also not swayed but the slow-fade sob stories that people were "taken advantage of" by the banks either.