My wife and I actually used a similar thought process to decide to have kids at 25, haha! We decided that since we were going to spend the ages of 25 to 45 work

My wife and I actually used a similar thought process to decide to have kids at 25, haha! We decided that since we were going to spend the ages of 25 to 45 working our asses off regardless, we figured that we'd rather be done childrearing in our 40s instead of our 50s, then we'd have more money and life experience to draw on to really enjoy the the years before we're too old to be out and about much. In our case, we didn't want to take those later middle age years off the table. That said, I definitely think your strategy is a good one. My parents had me around 35 and I know that their age and stability contributed a lot to an excellent childhood.