Zelle requires you to know the right email address for the person you're sending money to. Venmo allows search by phone number, name, handle. It's far easier fo

Zelle requires you to know the right email address for the person you're sending money to. Venmo allows search by phone number, name, handle. It's far easier for quick transactions with people you only know a bit. I love Zelle, but Venmo solves a problem better than it.