> However, I do not feel that people who majored in, say, English ... should suffer because of the debt they incurred. Why shouldn't they face the responsibili

> However, I do not feel that people who majored in, say, English ... should suffer because of the debt they incurred. Why shouldn't they face the responsibility for the decisions they made? That's the crux of the argument, really. Either people are forced to be responsible for their actions or they aren't...doubly so with student loans since they never really go away. And I'm saying this as someone who got a "worthless" degree (back in the '90s when college was reasonably cheap) and has been in default on one of my loans for well over a decade but has never once asked anyone else to "suffer" over my decision to party, err...pursue a degree without a clear career track. Sure, it would be really, really nice if the good taxpayers subsidized my slacker lifestyle by forgiving my loan but I'm not holding my breath.